Nadia Okoro covers the rules and the products where they land. Her beat spans regulation and tax on one side — MiCA, the US framework for payment stablecoins, information reporting, the travel rule — and on the other the consumer-facing services those rules reshape: exchanges, stablecoins, cards and custody arrangements.
Regulation, tax and what reaches the user
She works from the position that regulation reaches ordinary holders through availability rather than through law. What actually changes is which tokens a platform can list, what it must ask before processing a withdrawal, what it reports to a tax authority, and whether you can redeem at par or are left with the secondary market.
Her tax coverage is deliberately practical and deliberately cautious: how cost basis methods change a bill, which events are taxable in which jurisdiction, and what records survive a review. It is written as general explanation rather than advice, and says so.
At OBOL, Nadia writes the regulation, tax and stablecoin guides, contributes the exchange, stablecoin and card ratings, and covers policy developments as they are decided rather than as they are proposed.
Latest stories
All news →- Bitcoin Near $74K as ETFs Lose $201M and CPI Runs Hot, While NYSE Picks AvalancheBitcoin held near $74,000 as U.S. spot ETFs lost $201 million and October CPI came in hotter than forecast, while the NYSE chose Avalanche to settle its planned 24/7 tokenized stock platform.
- Bitcoin Rebounds Above $80K as Midterm Results Reshape U.S. Crypto OutlookBitcoin climbed back above $80,000 on November 5 after a short squeeze and the first spot ETF inflows in four sessions, even as a Democratic sweep of Congress clouds the outlook for U.S. crypto legislation.
- Bitcoin and Ether ETFs Bleed Billions as Binance Hack Rattles U.S. InvestorsU.S. spot Bitcoin ETFs lost $643 million in a single session, while Ether funds suffered their worst month since launch. Here is what the exits say about American demand after the Binance breach.
- Bitcoin Slips Toward $80,000 After Fed Hold as Ripple Pitches XRP at Swell in New YorkThe Federal Reserve held rates but signaled a hawkish tilt, pushing Bitcoin back toward $80,000. Meanwhile, Ripple used its Swell conference in New York to promote XRP as an institutional payment rail.
- Evernorth’s XRPN Hits Nasdaq as Bitcoin Holds Near $83,500 Before Key U.S. Inflation DataEvernorth’s XRP treasury is set to debut on Nasdaq as XRPN, while Bitcoin consolidates near $83,500 ahead of Wednesday’s U.S. CPI report and a busy week of bank earnings and Fed commentary.
- OKX and ICE Move to Bring Tokenized Stocks to the US as Bitcoin Holds Above $86,000OKX and NYSE parent ICE have told the SEC they plan a 24/7 tokenized stock venue, while Bitcoin holds above $86,000 after a surprisingly weak September jobs report.
- SEC Opens Door to Crypto Self-Custody as Weak Jobs Data Lifts Bitcoin Toward $87,000The SEC has proposed a custody framework that would let advisers and regulated funds hold crypto under defined conditions, while a soft September jobs report pushed Bitcoin to just under $87,000.
- Illinois Delays Crypto Tax to 2027 as Open USD Stablecoin Goes LiveIllinois has agreed to push its 0.2% Digital Asset Tax to July 2027, while Open USD, a stablecoin backed by Visa, Stripe, Mastercard and Coinbase, has gone live. Here is what both stories mean for US crypto users and businesses.
Guides
All guides →- KYC Tiers and Why Your Withdrawal Limit ChangedVerification is not a one-off. Limits move with risk scoring, jurisdiction and source-of-funds checks, and the account you set up last year is re-assessed continuously.
- Spending Crypto Is a Taxable Event: The Card ProblemA crypto card is a very convenient way to generate several hundred taxable disposals a year, each one requiring a cost basis calculation.
- Reserve Composition: Reading a Stablecoin's Backing Line by LineFully backed is a claim about quantity. What matters in a run is what the reserves are made of and how fast they turn into cash.
- US Crypto Tax: What 1099-DA Changes for YouThe IRS now receives a form for your crypto sales. What it contains, and what it gets wrong, is your problem to reconcile.
- Exchange Insurance Funds vs Real InsuranceTwo completely different things share the word insurance, and neither means what customers assume when an exchange fails.
- LST Depegs: Why stETH Traded Below ETH and What It MeantThe discount was never a backing failure. It was a liquidity event in an asset that could not be redeemed at the time.
- Crypto Tax in Germany: The One-Year Rule ExplainedGermany's treatment is unusually favourable and unusually specific. The whole framework turns on one date and on whether the activity stays private.
- Yield-Bearing Stablecoins: Where the Yield Comes FromA dollar that pays you something is a dollar taking a risk on your behalf. The only question worth asking is which one.